Mortgage guide

Some tips on how to get a mortgage in Spain

In ExpoHome we are used to helping our clients when it comes to the mortgage question. We can organise you the introductionary meeting in one of the banks we collaborate with and only with the best professionals in charge.

If you consider buying a property in Spain please look through this list of documents usually asked in the Spanish banks when applying for the mortgage:

  1. Personal identification:

    National identity document or Passport
    Foreigner’s ID No.
  2. Proof of income:

    Salaried worker:
    2 last salary slips
    Income statement *
    Letter from the company **
    Self-employed worker:
    Income statement of selfemployed workers for the past 2 years ***
    Annual Accounts for the past 2 years
  3. General

    Proof of other source of income
    Credit Report
    Bank statement of past 6 months
    Of the chief address:
    Last mortgage statement
    Lease Contract
  4. *

    Last P60: United Kingdom and Ireland

    Last Tax Return: EUA and Canada

    **

    The company letter must indicate the type of contract, seniority, annual salary and post of the employee.

    ***

    SA302: United Kingdom

    P21 or Notice of Assessments: Ireland

    Last Tax Return: EUA and Canada


This information here is offered to you as a guide and is approximate and should be used as such, it is not intended to replace professional legal advice.

Testimonials from our customers

What they think about us
Good Service!

"The service and personal attention we received from Sofia was exceptional. Throughout the entire process she was professional, conscientious and motivated. We always felt as though we were her only clients. Thank you."

Anna Marie Manetti, Italy
Great experience!

"Great experience, all good from the very beginning and no surprises, professional people and great communication, transparent relationships when it comes to payment. Not afraid to recommend them to all my German friends on the Costa del Sol."

Katya Muller, Germany
Recommended!

"Tanya was very professional and honest. She was always on time or early for all the appointments. She responded to emails or text messages. She was a pleasure to work with. I would highly recommend her (and I am a picky person)!"

Rosa Garcia, Spain
They were great!

"They were great! ... has the complete database of all the developments on the Costa del Sol! Very helpful when it comes to the choice of the area and all the paper work. Good experience. Higly recommended."

Steven M. Brown, England
Magnifique!

"The difference between them and others is that they speak a lot of difefferent languages, the team is really multilingual and this was very important when it comes to the details. Can only but recommend. Magnifique!"

Caroline Bernard, France
Honest advice!

"We were looking for a different area but being the family with children followed the advice and chose the area which was better for families like ours as for to Sofia, the agent we were working with. We are happy with the choice we made and the flat that we looked at for the first time was more expensive!"

Kaja Evensen, Norway